About Merrick Bank Credit Card
Merrick Bank offers three credit cards, the Platinum Visa Credit Card, Double Your Line Secured Visa Credit Card, and Secured Visa Credit Card. These credit cards are not like points or cashback cards. Merrick Bank credit cards do not feature any rewarded. They mainly focused on customers with limited credit score. If you are looking to improve your credit histories, then these cards are one of the best options. They report to all three credit bureaus, which will help you to build your credit history.
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Features of Merrick Bank Credit Card
- There are several features that you will get with the Merrick Bank credit cards. These are the following features that you will get:
- You will receive a monthly FICO Score for free.
- You can access your account online through the free Cardholder center. Online account service is available 24/7.
- For the credit line increase, your account will be regularly reviewed.
- They report to the three major bureaus each month and it will improve your credit history.
- In their learning section, you can access the latest credit building, money management resources, and budgeting.
Merrick Bank Credit Card Account Login
- The login process for the Merrick Bank Credit Card is quite simple. You must have to sign up for the online account first. To login to your Merrick Bank Credit Card account, you will require your Username/ Email and Password. With the login credentials, you need to follow these steps below to access your credit card account:
- You have to visit the website of Merrick Bank at merrickbank.com
- As you landed on the homepage, you will see the login section on the right side of the page.
- Make sure that the Credit Cards option is selected from the drop-down menu.
- Then, in the provided field, input the Username/Email and Password.
- To save your Username on that device, select the Remember Me box.
- After providing your log in details, simply select the Login button.
- If you provided the right information, then it will redirect you to your credit card account.
How to Sign Up for the Merrick Bank Credit Card
- In order to access your Merrick Bank credit card account, you have to sign up first. The enrollment process quite simple. You just need to follow these simple steps to sign up for the online account:
- You have to visit this link merrickbank.com
- Then, under the Login button, select the Now Enrolled? Signup Now option.
- Then, in the first field, enter your account number.
- You have to provide your date of birth on the next step.
- On the last field, enter your social security number.
- After providing all the details, you have to select the Next button.
- Then, follow the steps further to sign up for an online account.
Credit Cards offered by Merrick Bank
Merrick Bank offers three credit cards. One of the three cards is an unsecured line of credit and two of them are secured lines of credit.
Platinum Via Credit Card:
- No security deposit is required for this card.
- It can double your credit line.
- The initial credit lines $550 to $1200 and the double lines are $1100 to $2400.
- You will receive the exclusive platinum visa benefits.
Double Your Line Secured Visa Credit Card:
- You have to pay the security deposit of $200.
- It can double your credit line.
- You have to deposit $200 and they will double your credit limit to $400 without any additional charges.
- This card comes with a very low annual fee of $36 for the first year. Thereafter, you have to pay $3.
Secured Visa Credit Card:
- It allows the customers to choose your credit limit based on how much money you want to put down as a security deposit.
- The annual fees for this card are $35 for the first year. Thereafter, it will be $3 per month.
- It comes with the lowest APR of 17.45% for purchase and 22.45% for cash advances.
How to Apply for Merrick Bank Credit Card
- If you have received the mail offer then you can apply for the Unsecured credit card. Otherwise, you can apply for Secured Credit Cards. To apply for the Merrick Bank credit card, you have to follow these steps below:
- You have to click on this link merrickbank.com
- Then, under the Product option, select the Our Cards option.
- Then, under any secured credit card, click on the Learn More option.
- Under any specific credit card option, select the Apply Now option.
- You have to provide all the required details and click on Continue to next step option.
- Then, you have to follow the on-screen instructions to complete the application process.
Read More : How To Login TD Credit Card Account
Merrick Bank Contact Info
In case, you need to contact the Merrick Bank, then you can contact at:
Phone: 1-800-204-5936
TTY/TDD: 1-800-253-4563
USPS Mail:
Merrick Bank
Customer Service
P.O. Box 9201
Old Bethpage, NY 11804-9001
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